HARP

General Information

Property State:

  Select One AL AR AK AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VI VT VA WA WI WV WY GU PR

 

Type of Home:

  Select One Single Family Multi-Family Townhouse Condominium

 

Your Credit Profile:

  Select One Excellent Good Fair Poor Unsure

 

 

 

Step 2: Needs Assessment

Your reason for refinancing is?

  Select One Lower my monthly payments Get a lower interest rate Change the terms of my loan Cash out Home equity line of credit Reverse mortgage Other

 

Mortgage(s) you are refinancing?

  Select One Existing first mortgage only First and second mortgages

 

Estimate your current interest rate:

  Select One Less than 2.00% 2.00% 2.25% 2.50% 2.75% 3.00% 3.25% 3.50% 3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00%+ Not Sure

 

What is your current loan program?

  Select One Fixed Adjustable Option Other Not Sure

 

Estimate the current value of your property:

  Select One Less than $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 $150,001 - $160,000 $160,001 - $170,000 $170,001 - $180,000 $180,001 - $190,000 $190,001 - $200,000 $200,001 - $210,000 $210,001 - $220,000 $220,001 - $230,000 $230,001 - $240,000 $240,001 - $250,000 $250,001 - $275,000 $275,001 - $300,000 $300,001 - $325,000 $325,001 - $350,000 $350,001 - $375,000 $375,001 - $400,000 $400,001 - $425,000 $425,001 - $450,000 $450,001 - $475,000 $475,001 - $500,000 $525,001 - $550,000 $550,001 - $575,000 $575,001 - $600,000 $600,001 - $625,000 $625,001 - $650,000 $650,001 - $675,000 $675,001 - $700,000 $700,001 - $725,000 $725,001 - $750,000 $750,001 - $775,000 $775,001 - $800,000 $800,001 - $825,000 $825,001 - $850,000 $850,001 - $875,000 $875,001 - $900,000 $900,001 - $925,000 $925,001 - $950,000 $950,001 - $975,000 $975,001 - $1,000,000 $1,000,001 - $1,100,000 $1,100,001 - $1,200,000 $1,200,001 - $1,300,000 $1,300,001 - $1,400,000 $1,400,001 - $1,500,000 $1,500,000+

 

Estimate your current loan balance:

  Select One Less than $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 $150,001 - $160,000 $160,001 - $170,000 $170,001 - $180,000 $180,001 - $190,000 $190,001 - $200,000 $200,001 - $210,000 $210,001 - $220,000 $220,001 - $230,000 $230,001 - $240,000 $240,001 - $250,000 $250,001 - $275,000 $275,001 - $300,000 $300,001 - $325,000 $325,001 - $350,000 $350,001 - $375,000 $375,001 - $400,000 $400,001 - $425,000 $425,001 - $450,000 $450,001 - $475,000 $475,001 - $500,000 $525,001 - $550,000 $550,001 - $575,000 $575,001 - $600,000 $600,001 - $625,000 $625,001 - $650,000 $650,001 - $675,000 $675,001 - $700,000 $700,001 - $725,000 $725,001 - $750,000 $750,001 - $775,000 $775,001 - $800,000 $800,001 - $825,000 $825,001 - $850,000 $850,001 - $875,000 $875,001 - $900,000 $900,001 - $925,000 $925,001 - $950,000 $950,001 - $975,000 $975,001 - $1,000,000 $1,000,001 - $1,100,000 $1,100,001 - $1,200,000 $1,200,001 - $1,300,000 $1,300,001 - $1,400,000 $1,400,001 - $1,500,000 $1,500,000+

 

How long do you plan on keeping the property?

  Select One Less than a year 1 - 5 years 6 - 10 years 11 - 15 years 16 - 20 years 21 - 25 years 26 - 30 years 30+ years

 

 

 

Step 3: Borrower Information

Are you the primary borrower?

 

• Yes
• No

 

Is there a co-borrower?

 

• Yes
• No

 

What is the employment status of the primary borrower?

  Select One Full Time Part Time Self-Employed Student Retired Other

 

Estimate your average monthly income:

  Select One Less than $1,000 $1,001 - $2,000 $2,001 - $3,000 $3,001 - $5,000 $5,001 - $7,000 $7,001 - $10,000 $10,001 - $12,500 $12,501 - $16,000 $16,001 - $20,000 $20,001 - $25,000 $25,001 - $30,000 $30,000+

 

Estimate your average monthly expenses:

  Select One Less than $1,000 $1,001 - $2,000 $2,001 - $3,000 $3,001 - $5,000 $5,001 - $7,000 $7,001 - $10,000 $10,001 - $12,500 $12,501 - $16,000 $16,001 - $20,000 $20,001 - $25,000 $25,001 - $30,000 $30,000+

 

Do you know your credit score?

 

• Yes
• No

 

Has the primary or co-borrower filed for bankruptcy in the last seven years?

 

• Yes
• No

 

 

 

Step 4: Get Your Results

First Name:

 

 

Last Name:

 

 

Email:

 

 

Phone Number:

 

 

 

 

Any information you share with us is secure. It will not be sold or reused.

 

Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: http://www.freddiemac.com/mymortgage or http://www.fanniemae.com/loanlookup/.

Program guidelines are subject to change. Lenders may add requirements or restrictions to the program.